The first thing to consider is that most people have when selecting a mortgage is the interest rate. While it is true that this is important, the lowest interest rate is not always the best mortgage product for everyone. Consider things such as pay down options, prepayment privileges, payout penalties, portability, transferability, and the ability to refinance in the future. All of these factors can make what looks like a ‘good deal’ on a low-interest rate into a future potential ‘bad deal’ on fees and penalties.

Check out this list of the lowest rates available ANYWHERE in Canada. These rates are often dependent upon your credit score, income, or down payment. There is always some ‘fine print’ that comes with the lowest rates. Let an expert Calgary Mortgage Broker at Verico Canada First Mortgage help guide you to the product that is right for you.

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